Saving money should be as easy as “accidentally” losing two hours to an Instagram deep-dive into what everyone you went to soccer camp with is up to these days. Instead, we spend too much time agonizing over spending mistakes of the past and become overwhelmed by the plethora of saving options that can help us get our futures on track. To ease your pain, the following is a list of five apps that can help you save money on the things you’re already buying.
The hardest part of saving money is determining what expenses to cut back on. RetailMeNot helps alleviate some of that pain by providing coupon codes and exclusive discounts for hundreds of retail locations. The app gives you the ability to search by store, category, or even location to see what deals are available near you. There are in-store and online options, so whatever your preference, you can easily find coupons with the click of a button.
Read More: Here Are Our Top Three Apps for City Dwellers
Clarity Money is a one-stop shop that will analyze your financial situation, and make recommendations to help you save. After connecting your bank accounts, Clarity can help you negotiate and lower your bills and cancel overlapping services. The app also has tools for finding better interest rates, setting up automatic savings transfers, and building budgets.
Ebates is a little piece of magic that helps you score cash back on your purchases. Within the app, you can search for stores or browse the best cashback deals. If you navigate to the online store from the Ebates shopping portal, you will automatically receive cash back on your purchases. No need to mail out forms or save receipts. Your cash back accumulates, and you receive a quarterly check in the mail.
Qapital is a great first step for beginner savers and an awesome tool for leveraging your current spending patterns to save more. The app links to your bank account and allows you to set personal savings “rules.” For example, you can round every purchase to the nearest dollar and save the difference, and automatically start saving every time you swipe your card! You can also set up several mini “savings accounts” so that you can apply different rules to each, and easily organize your funds.
Groupon is an awesome tool for more than just discounts on group ziplining excursions and sushi-making classes. In addition to awesome rates on fun activities, the app can help you save money on everything from Ray-Ban sunglasses to dog food.
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